There’s nothing better than getting a great deal on a good deal and getting back to shopping.
While we know the temptation to swipe your credit card on every purchase is strong, there are some simple tricks you can use to keep it from working.1.
Save your balance and credit card information at home.
The good news is that if you’re a shopper who often leaves your phone at home, there’s a way to make sure your phone isn’t lost or stolen.2.
Use a card reader that doesn’t require a PIN.
For most people, a PIN is the easiest way to keep their account details safe, but for those who want to be extra secure, PINs can help keep your account safe even if your card is stolen.3.
Set up your phone to receive text messages and calls without entering a PIN and without using your phone’s Wi-Fi network.4.
Keep track of where your money goes and where your credit cards are.
This can help prevent theft.5.
If your account is frozen, call the credit reporting company and request a copy of your account.
It may be necessary to have a copy for evidence.6.
Make sure you have an online shopping cart and store a credit limit for your purchases.
The better you are at storing your money in your account, the less likely you are to have your credit limits go over your limits.7.
When you’re shopping, check the status of your credit score.
It can be helpful to have this information when shopping.8.
Make your phone ring at the checkout counter or ask your cashier if they can take your money.9.
Have a friend pick up your order at the cashier, or have a store manager pick up the check.10.
Make a note of where you got your money and where it went.
It will be much easier to shop for a good value on your next purchase.